Living Cost Calculator

Living costs for Ausbildung trainees in Germany range from €800-2,200 per month depending on the city and lifestyle. In affordable cities like Leipzig or Dresden, you can live comfortably on €900-1,300/month. In expensive cities like Munich or Frankfurt, expect €1,600-2,200/month. Most trainees earn €900-1,300/month during Ausbildung, which covers basic living costs in moderate-cost cities. The official blocked account requirement is €992/month (€11,904/year) for visa purposes.

The most affordable German cities for Ausbildung are Leipzig (€900-1,300/month), Dresden (€850-1,250/month), Bochum (€800-1,200/month), Chemnitz (€780-1,180/month), and Erfurt (€850-1,280/month). These Tier 4 cities offer significantly lower rent (€300-500 for shared apartments vs €500-800 in Munich), cheaper food, and lower transportation costs. Despite lower costs, these cities have strong Ausbildung opportunities in manufacturing, healthcare, IT, and engineering sectors.

Yes, but it depends on the city and your lifestyle choices. In affordable cities (Leipzig, Dresden, Bochum), an Ausbildung stipend of €1,000-1,200/month covers all basic living costs comfortably. In moderate-cost cities (Berlin, Hannover), you can manage with careful budgeting. In expensive cities (Munich, Frankfurt), your stipend may not fully cover living costs, creating a monthly deficit of €200-400. Many trainees work part-time (up to 20 hours/week allowed) to supplement income, earning an additional €400-600/month at €12-15/hour.

The €992/month (€11,904/year) blocked account requirement is the minimum financial proof required for a German student/Ausbildung visa in 2026. This amount must be deposited before visa application and covers basic living expenses including accommodation (€350-600), food (€200-300), health insurance (€120), transportation (€30-50), and miscellaneous costs (€100-200). However, actual living costs often exceed this amount in expensive cities like Munich or Hamburg, where €1,500-2,000/month is more realistic.

Munich is 50-80% more expensive than Leipzig. In Munich, shared apartments cost €500-800/month vs €330-520 in Leipzig. Total monthly costs in Munich average €1,600-2,200 (budget to comfortable lifestyle) compared to €900-1,300 in Leipzig. Specific differences: rent is €300-400 higher, food costs 15-20% more, and miscellaneous expenses are 30-40% higher in Munich. However, Munich offers higher Ausbildung stipends (€1,200-1,500 vs €900-1,100) and better post-Ausbildung salaries, partially offsetting the cost difference.

Yes, student dormitories are significantly cheaper, costing €180-500/month compared to €500-1,500 for private studios or €300-800 for shared apartments. Dormitories typically include utilities, internet, and sometimes furniture, making them the most cost-effective option. However, dormitory availability is limited with waiting lists of 6-12 months in popular cities. Shared apartments (WG - Wohngemeinschaft) offer a good middle ground at €300-600/month, combining affordability with independence and social interaction with roommates.

Food costs range from €125-450/month depending on lifestyle. Budget lifestyle (cooking at home, discount supermarkets like Aldi/Lidl): €125-220/month. Moderate lifestyle (mix of cooking and occasional dining out): €175-320/month. Comfortable lifestyle (regular dining out, premium groceries): €255-450/month. Tips to save: use student Mensas (€2.50-5/meal), shop at discount supermarkets, use apps like Too Good To Go for discounted food, join Foodsharing networks, and cook in batches to reduce waste.

Yes, Ausbildung trainees can work part-time up to 20 hours per week (120 full days or 240 half days per year) without affecting visa status. Typical part-time wages are €12-15/hour (minimum wage €12.82 in 2026), generating €400-600/month additional income. Popular part-time jobs: weekend shifts at hospitals/care homes (€15-18/hour), retail/hospitality (€12-14/hour), tutoring (€15-25/hour), delivery services (€13-16/hour). Important: Check with your Ausbildung employer first, as some contracts may restrict additional employment during training hours.

First-month costs are significantly higher than regular monthly expenses. Budget €2,500-4,500 for initial setup: Security deposit (3 months rent: €900-2,400), first month rent (€300-800), registration fees (€30-50), health insurance activation (€120), residence permit application (€100), bedding/kitchenware (€200-400), winter clothing (€150-300), German SIM card (€10-30), bike or transport ticket (€30-100), and emergency buffer (€300-500). Plan to have this amount PLUS the €11,904 blocked account ready before arrival.

Save €14,000-17,000 total before arrival: €11,904 for blocked account (visa requirement), €2,500-4,500 for first-month setup costs, and €500-1,000 emergency buffer for unexpected expenses. This ensures financial security during the first 2-3 months while you settle, find accommodation, and receive your first Ausbildung stipend (usually paid at month-end). If possible, save an additional €2,000-3,000 for flexibility with accommodation choices and to avoid financial stress during the adjustment period. Consider currency exchange rates when transferring funds from your home country.